I believe there is nothing more empowering than earning, saving, and preparing to purchase a new home. That's why I chose a career in an industry where I can assist that process and work one-on-one to make home ownership a reality for my clients. I began my career after graduate studies with large financial institutions where I felt I could hone my craft under the tutelage of some of the industry's most powerful organizations. As my career progressed, I realized that the big banks would not allow me room to evolve with the constantly changing mortgage industry and it was time for a move. In spring of 2015, I joined Secured Funding Corporation and in 2019 became a partner. The switch to be becoming a broker has given me access to more lenders' preferred rates, which helps me service my clients better. I no longer work for a specific lender or organization, I work for my clients. With access to numerous competing lenders, this allows me to provide my clients with the service they deserve and the best fit product that the market has to offer. Whether you are purchasing or refinancing, I can help you get a great rate and make the transaction an enjoyable one.

I entered the Residential Finance Industry in the Spring of 2013. I have experience as a Senior Manager, Loan Originator, Processor and 203K specialist. My commitment to excellence has enabled me to work with some of the most successful real estate teams in the greater Baltimore area while helping hundreds of home owners obtain financing. I take pride in getting to know my clients, setting proper expectations and providing the best loan choices for each scenario. Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA and 203k residential loans.

I entered the mortgage industry in 2018 immediately upon earning a Bachelor’s degree in Finance from Shippensburg University. Going on year 5 in the industry, I have served hundreds of clients using various mortgage products such as Conventional, VA, FHA, Reverse, etc. Buying a home can be one of the biggest decisions you will make in life, which is why I pride myself in providing a high-level of transparency, efficiency, and communication to ensure a well-informed, low-stress process.

Victor began his mortgage career in 1998 as a Loan Officer with National City Mortgage. Over the past 27 years, he has built a reputation for guiding homeowners with clarity, integrity, and a genuine commitment to their long-term financial well-being. Victor approaches each mortgage as a tailored financial plan supporting one of the most important decisions in a client’s future.

I’m a Loan Officer with over a decade of experience who’s passionate about helping individuals and families navigate the path to homeownership with confidence. In addition to my work in the mortgage industry, I run a nonprofit dedicated to combating addiction – The Zachary T. Paff Foundation. Whether I’m helping a client secure the right home loan or supporting someone on their journey to recovery, I strive to lead with compassion, integrity, and purpose every day.